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World of Medicare

Medicare Choices: Summary (continued)

Original Medicare
(Medicare Part A and Part B)

OR

Medicare Advantage (MA) Plan
(Medicare Part C)

STEP 2 Decide if they want supplemental coverage

Medigap policies are private supplemental policies that help pay some health care costs that Original Medicare doesn’t cover.

Patients who join an MA Plan usually don’t need and can’t buy a Medigap policy.

Figure 3. Medicare Patient Choices Step 2

Coverage

Some patients get supplemental coverage through Medicaid, retirement benefits, or other coverage. Others get drug coverage through retirement benefits or other coverage.