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World of Medicare

Medigap & Medicare Drug Plans

Some Medigap policies sold before 2006 included outpatient prescription drug benefits. Patients who still have this coverage and choose not to sign up for a Medicare drug plan may keep this policy that includes outpatient drug coverage.

Medigap policies don’t include drug coverage. Patients can enroll in a Medicare drug plan (Part D) for this coverage. We’ll find out more about drug plans in Lesson 4.

Original Medicare

Medicare Part A
Medicare Part B

Medigap

Or
Medicaid, employer or union, TRICARE, or other coverage that pays after Medicare

Medicare Drug Plan

Or
Medicaid, employer or union, TRICARE, or other prescription drug coverage

Figure 6. Medicare Options