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HHS Announces Increased Marketplace Enrollment Trends with Nearly 4.6 Million New Plan Selections Since Open Enrollment’s Start

The Centers for Medicare & Medicaid Services (CMS) released a new monthly National Marketplace Open Enrollment report shows that, so far, nearly 4.6 million Americans have signed up for 2022 health coverage through HealthCare.gov and State-based Marketplaces since the start of the 2022 Open Enrollment Period on November 1. The assistance from the American Rescue Plan continues to drive affordability and accessibility of health coverage with the number of consumers getting coverage for $10 or less per month after tax credits nearly doubling compared to this time last year.  Ninety five percent of consumers in HealthCare.gov states are receiving premium tax credits to lower the cost of their monthly premiums.

“We will keep saying it: health care in America should be a right, not a privilege. The Biden-Harris Administration is committed to making life-saving health care accessible and affordable for everyone who needs it,” said Health and Human Services Secretary Xavier Becerra. “Today’s report is proof that our efforts are yielding results. Thanks to our unprecedented outreach campaigns and investments from the American Rescue Plan, millions of people across the nation are gaining health insurance with lower premiums and more choices than ever. We will continue working to get more people covered throughout the remainder of the Open Enrollment Period.”

Consumers, including returning customers, who choose one of the many quality, affordable plans on HeathCare.gov by December 15 and pay their first month’s premium will receive health care coverage starting on January 1. State-based Marketplaces also have similar deadlines in December for consumers to obtain January 1 health care coverage.

"Affordability continues to drive enrollment during this Open Enrollment period, and we are excited to see so many individuals and families taking advantage of the many affordable and quality plans available," said CMS Administrator Chiquita Brooks-LaSure. "We want to encourage people who are uninsured or those who want to change coverage to visit HealthCare.gov by December 15 so they can receive health care coverage next year."

So far during this Open Enrollment Period, consumers have made 3.9 million plan selections in the 33 states using the HealthCare.gov platform and 625,000 plan selections in the 17 states and the District of Columbia with State-based Marketplaces for the 2022 plan year.

 

Marketplace and Consumer Type

Cumulative 2022 OEP Plan Selections[1]

Total: All States

4,572,318

New Consumers

923,256

Returning Consumers[2]

3,649,062

Total HealthCare.gov States

3,946,945

New Consumers

797,169

Returning Consumers

3,149,776

Total SBM States[3]

625,373

New Consumers

126,087

Returning Consumers

499,286

 

2022 Marketplace Open Enrollment Period Plan Selections by State (New Consumers and Actively Returning Consumers)

 

State

Platform

Cumulative 2022 OEP Plan Selections

Alaska

HealthCare.gov

8,966

Alabama

HealthCare.gov

75,609

Arkansas

HealthCare.gov

25,389

Arizona

HealthCare.gov

60,696

California

SBM

309,584

Colorado

SBM

45,893

Connecticut

SBM

17,863

Delaware

HealthCare.gov

10,759

District of Columbia

SBM

852

Florida

HealthCare.gov

1,220,238

Georgia

HealthCare.gov

260,452

Hawaii

HealthCare.gov

7,186

Idaho

SBM

7,393

Iowa

HealthCare.gov

26,982

Illinois

HealthCare.gov

101,475

Indiana

HealthCare.gov

51,410

Kansas

HealthCare.gov

38,728

Kentucky

SBM

4,898

Louisiana

HealthCare.gov

30,153

Maine

SBM

13,820

Maryland

SBM

20,810

Massachusetts

SBM

22,555

Michigan

HealthCare.gov

102,362

Minnesota

SBM

10,566

Missouri

HealthCare.gov

79,719

Mississippi

HealthCare.gov

52,932

Montana

HealthCare.gov

16,592

North Carolina

HealthCare.gov

236,193

North Dakota

HealthCare.gov

10,717

Nebraska

HealthCare.gov

37,005

Nevada

SBM

16,089

New Hampshire

HealthCare.gov

15,902

New Jersey

SBM

30,002

New Mexico

SBM

7,203

New York

SBM

40,851

Ohio

HealthCare.gov

86,487

Oklahoma

HealthCare.gov

53,386

Oregon

HealthCare.gov

52,379

Pennsylvania

SBM

50,376

Rhode Island

SBM

1,506

South Carolina

HealthCare.gov

110,538

South Dakota

HealthCare.gov

15,314

Tennessee

HealthCare.gov

86,668

Texas

HealthCare.gov

747,860

Utah

HealthCare.gov

111,344

Vermont

SBM

1,695

Virginia

HealthCare.gov

106,141

Washington

SBM

23,417

Wisconsin

HealthCare.gov

86,685

West Virginia

HealthCare.gov

7,953

Wyoming

HealthCare.gov

12,725

 

This Open Enrollment Period builds on the momentum of the 2021 Special Enrollment Period (SEP), which allowed approximately 2.8 million people to newly gain access to affordable health care coverage through HealthCare.gov and State-based Marketplaces; 2.1 million who enrolled in HealthCare.gov states for 2021, and 738,000 who enrolled in 2021 State-based Marketplaces ahead of the 2022 Open Enrollment Period.

All consumers shopping for health insurance coverage on HealthCare.gov — even those who currently have coverage through the Marketplace — should enroll or re-enroll today by logging in to HealthCare.gov and CuidadoDeSalud.gov or by calling 1-800-318-2596 to fill out an application. To find local help or to be contacted by a Marketplace-registered agent or broker, please visit, https://www.healthcare.gov/find-assistance/. Consumers who select plans after December 15 and by the January 15 Open Enrollment deadline will generally have coverage starting February 1.

Consumers in states operating their own Marketplace platform can find information about available plans and prices, how to obtain in-person or virtual help, and news on local events by visiting or calling their state’s Marketplace. State-based Marketplace enrollment deadlines and other information are available in the State-based Marketplace Open Enrollment Fact Sheet.

Find out more about key highlights and improvements in the Marketplace 2022 Open Enrollment Fact Sheet.

To view the Marketplace 2022 Open Enrollment Period National Snapshot; visit: https://www.cms.gov/newsroom/fact-sheets/marketplace-2022-open-enrollment-period-report-national-snapshot

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[1] For states using the HealthCare.gov platform, cumulative data include plan selections from November 1 – December 4, 2021. Due to the timing of data collection from SBMs, cumulative data for SBMs include plan selections from November 1 – November 27, 2021.

[2] The returning consumers metric in this report only includes consumers who have returned to their respective Marketplace through the reporting date and selected a plan for 2022 coverage, and excludes consumers who have been automatically re-enrolled in their 2021 plan or a suggested alternate plan. Please see the glossary for data on auto re-enrolled consumers that SBMs have reported to CMS.

[3] In addition to reported plan selections, New York and Minnesota have a Basic Health Program (BHP), which provides coverage to consumers with incomes below 200 percent of the FPL, who are not eligible for Medicaid or CHIP and otherwise would be eligible for a QHP.  From November 1 – November 27, 2021, New York had a total of 937,908 individuals enroll in a BHP.  Minnesota’s data was unavailable at the time of this report.