Ground ambulance services

Generally, ground ambulance services aren't covered by billing protections in the No Surprises Act (unless a state law has different rules). They're still allowed to charge out-of-network rates.

Learn what you can do if you get an out-of-network ground ambulance bill.

Vision-only and dental-only insurance

These balance billing protections generally don’t apply to vision-only and dental-only insurance plans, but they may apply if vision or dental benefits are included in your health plan.

Short-term limited duration and health care sharing ministry plans

Services covered by these plans aren't subject to the billing protections of the No Surprises Act.

Fixed indemnity excepted benefits plans, like hospital indemnity insurance

Services covered by these plans aren't part of the billing protections of the No Surprises Act.

Do you use Medicare, Medicaid, Indian Health Services, Veterans Affairs Health Care, or TRICARE?

These plans already protect you from some unexpected out-of-network bills.